Super cena

Agricultural Finance for Smallholder Farmers. Rethinking Traditional Microfinance Risk and Cost Management Approaches - Daniela Röttger

Name: Agricultural Finance for Smallholder Farmers. Rethinking Traditional Microfinance Risk and Cost Management Approaches - Daniela Röttger
Brand: ibidem-Verlag Haunschild Schoen GbR
Availability: InStock

+ Dodaj do porównania Dodaj do listy zakupowej

Rozmiar

uniwersalny

124,41 zł

/ szt.

Najniższa cena z 30 dni przed obniżką: ~~118,47 zł~~ / szt.+5%

Cena regularna: ~~124,79 zł~~ / szt.-0%

Możesz kupić także poprzez:

Produkt dostępny

Darmowa i szybka dostawa od 199,00 zł

14 dni na łatwy zwrot

Bezpieczne zakupy

Even though traditional microfinance has successfully paved the way for offering financial services to low-income populations without traditional collateral, many microfinance institutions (MFIs) are still reluctant to move into rural areas and agricultural finance, due to the perceived high risks and costs. Daniela Röttger's research demonstrates how MFIs can mitigate risks and costs of lending to smallholder farmers by using a combination of proven traditional microfinance mechanisms while adapting specific loan features and lending mechanisms to the particularities of smallholder agriculture. She systematically compares traditional microfinance risk management mechanisms with agricultural microfinance approaches and identifies successful strategies. For this purpose, eight MFIs providing agricultural finance to smallholder farmers in four countries in East and West Africa (Uganda, Kenya, Benin, Cameroon) were interviewed and their loan features and agricultural lending mechanism were analyzed. The study shows that MFIs can successfully serve smallholder farmers in rural areas. However, the extent of adaptations is reason enough not to commit to such an endeavor lightly. A strong commitment combined with sound in-house knowledge of agricultural value chains and the flexibility to adapt loan terms and lending procedures to the particularities of agriculture are needed to successfully develop and sustain agricultural microfinance.

EAN: 9783838207452

Producent

ibidem-Verlag Haunschild Schoen GbR

Kod produktu

335GJJ03527KS

Rok wydania

2015

Elementy

154

Oprawa

Miekka

Format

14.8x21.0cm